NACA Board of Directors

Todd Worthey, NACA President

Vice President | U.S. Risk Management- Brink's

Todd Worthey is Vice President of Risk Management for The Brink’s Company’s U.S. Operations, which are based in Dallas. In this role, he leads the development and implementation of initiatives to continually improve the safety and security of the company’s employees and the valuables they protect. Previously, Todd served as Vice President of the company’s Northern operations region. Prior to joining Brink’s in 2014, he served in number of operations leadership roles for Advance Auto Parts and The Home Depot. Todd currently serves on the boards of the Secure Cash & Transport Association and the National Armored Car Association. He holds a bachelor’s degree in Business Administration from the University of Kansas.

Pat Otero, NACA Treasurer

Chief Financial Officer
Loomis US

Pat has 30 years of experience in the cash-handling industry, specifically in the financial aspects of the industry. Since starting as a financial analyst for Wells Fargo Armored in 1991, Pat has progressively advanced through several financial leadership positions within the Loomis organization. As the company evolved into today’s Loomis, Pat served in the U.S. chief financial officer position for seven years. He has played a key role in the development of the company’s financial systems and controls—automating processes for greater efficiency and reliability. Pat also has a broad range of other management experience having responsibility for human resources, procurement, fleet, and real estate.

Marcela Lozano, NACA Secretary

Senior Legal Counsel
US Cash Services - GardaWorld

Marcela Lozano is Senior In-house Counsel for GardaWorld Cash Services, focusing her time on providing legal advice across business teams, managing compliance programs, and overseeing external counsel on active legal matters. Marcela is a bilingual attorney with over a decade of litigation, risk management, and regulatory compliance experience. Marcela received her J.D. with honors from the University of Florida and is a Certified Anti-Money Laundering Specialist. She began her legal career in private practice working at a Am Law Top 100 law firm and subsequently becoming a partner at a Chambers Band-One law firm in Miami, Florida that specializes in banking regulations, financial disputes, and civil asset forfeitures. She has advised financial institutions on compliance matters, KYC procedures, and observance of anti-money laundering requirements.